191 million

cumulative global registered users

116 partners

cumulative financial institutions

$84.31 billion

cumulative transaction volume
As a Fintech group based on Big Data and Artificial Intelligence, Fintopia is committed to improving the efficiency and effectiveness of financial services through technology, and providing superior credit experiences to users around the world. Since the establishment in 2015, Fintopia has focused on consumer finance with business across Asia, Latin America and Africa. The Group owns such well-known brands as InstaCash and Easycash. We always put the needs of our clients first and support the growth of inclusive finance.

Personalized Financial
Products with Convenient
Service Experience

We firmly believe that technology and intelligence will promote financial inclusion and provide more equal, convenient, safe and sustainable financial services. We have established many brands in different countries which fit the local requirements. We provide personalized consumer financial products and services via the mobile Internet, Big Data and Artificial Intelligence, in addition to providing support for SMEs and farmers.
Easycash
Easycash is a leading and highly regarded digital credit platform in Indonesia, well-known for its superior financial products and convenient user experience.
Indonesia
easyPLN
easyPLN is a licensed digital credit platform in Poland, regulated by the Polish Financial Supervision Authority (KNF). It offers safe, simple and fast online lending, with quality credit products and a convenient user experience.
Poland
MabilisCash
MabilisCash is a digital credit platform in the Philippines that offers fast, convenient, and secure services to Filipino users and SMEs who lack bank accounts and are dissatisfied with conventional financial institutions.
Philippines
Instacash
Instacash is a fintech-driven online asset management platform operating under the supervision of Japan’s Financial Services Agency (FSA). By connecting investors to high-quality global assets through crowdlending, Instacash offers a transparent, low-threshold gateway to portfolio diversification.
Japan

Empowering Financial Institutions
with Technology to Facilitate
Digital Transformation

In the era of the digital transformation of the banking system worldwide, we are working with financial institutions to provide them with the technology they need to better adapt to this trend, as well as consumers' shifting financial needs. At present, we have developed solutions that cover the entire credit chain, such as intelligent risk control systems, intelligent CRM platforms, and intelligent robots, which have been widely praised and adopted by many large institutions.
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Advantages

Driven by Big Data
Users are described using multi-dimensional variables to protect privacy and improve upon traditional risk control methods.
100% AI Risk Management
The entire risk management process, which is based on AI, covers all nodes of the lifecycle automatically.
Integrated Post Loan Solutions
Effective solutions which combine robots and people improve work efficiency as well as the user experience.
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Our History

2025
Mar
The registered users exceed 160 million.
2024
Jun
The registered users exceed 130 million.
Dec
Global transaction value of more than RMB 400 billion,and more than 90 partner financial institutions.
2023
Sep
The registered users exceed 100 million.
Jul
Global transaction value of more than RMB 200 billion.
2022
Jun
The registered users exceed 60 million.
Apr
More than 58 million registered users worldwide, global transaction value of more than RMB 102 billion, and more than 60 partner financial institutions.
2020
Nov
Obtained OJK financial license for Indonesia business.
Feb
Formal access to the credit of the Central Bank of China to jointly promote the benign development of the credit system.
2019
Jan
Historical cumulative transaction amount exceeded RMB 50 billion.
2018
May
The number of registered users reached 20 million.
Mar
Obtained the certification of high-tech enterprise in China region.
2017
Jun
As the first access unit, completed the operational data interface with the national mutual fund risk technology platform and realized the public verification of platform operational data.
2016
Aug
Invited to be the first pilot access unit of China National Mutual Fund Risk Analysis Technology Platform.
Jan
Received hundreds of millions of yuan angel investment from Kunlun Wanwei.
2015
Sep
Fintopia Technology Group was officially established in Beijing, China.

Cooperation Channels

opera
tiktok
xiaomi
baidu
oppo
vivo
HUAWEI
alibaba-cloud